For more than 20 years I've worked as an OFW and most of my money were manage by my wife. Fast forward today , I got sick with flu only to find out that I don't have a long term care insurance . At my age of 47, I realize that I needed this type of insurance if I want my family to have a worry free life later on with my 2 children taking up medicine . And while I'm still strong and capable and while the costs of such insurance is still affordable I opted to buy Long-Term Care from Kaiser , a leading Healthcare provider in our country today .
Kaiser's Long-Term HealthCare is a 3-in-1 Investment , Insurance and Long Term HealthCare . When your company's health benefits are gone together with your retirement , this investment is a great relief . Now I don't need to worry about my hospitalization when I reach the age of 70 as the maturity of this insurance . I'm entitled to more than 1.5 million pesos , more than 3 times what I paid for. The long-term care benefit at age 75 will have a bonus for a total of 2.5 million pesos if not utilize and will continue growing until redemption and use.
I would like to thank my friend Rex Duenas for the information and all my mentors from International Marketing Group (IMG) for providing the free seminar about "Personal Financial Planning" where I learned the importance of a long term health care before any other investments . Seeing the negative effect - wiping out the family savings and resources when hospitalization ensued at a later age with my Lolo and Lola , I can now sleep well knowing that my family will have a more secure and comfortable life when my time comes to an end.
If you would like to know more about our "Free Seminars on Improving your Finances" - getting out of debt or knowing where to invests your hard-earned money, pls visit IMG office at 9/F King's Court I Building, 2129 Don Chino Roces Avenue (formerly Pasong Tamo), Makati City, Philippines 1200 Tel. No.: (632) 812-2551 | (632) 586-5471 | +63917-500-8388 | Fax No.: (632) 811-2327 and look for Ms Sheryl Sperling or Mr. Rex Duenas. (Pls inform them about this blog by Jun dela Cruz..)
Since February 14 ,2014 when I went home from my overseas job as a Seismic Helper I was formally out of job but I'm not at all affected or am I? . I was informed by the agency that my previous employer dissolved my position and the rest of them who have been with the company for at least 5 years are now officially absorbed within the company. Unfortunately I was less than a year with the company and my good appraisal didn't help my application.
Fourteen years back, January 2000 when I formally received a separation letter from my very first Seismic company Geco-Prakla due to business downturn I was made redundant after eleven years with them .Initially, it was hard to accept the fact that this job as Chief Seismic Observer has made me more mature as an individual who can take more responsibilities at work and at home with my growing family. But God has been good to us , I accepted His will and had move on by studying more and developing more IT skills and taking various jobs as Instructor and lastly as an IT officer at a gov't agency. Fast forward to 2004 , a close friend invited me and I was rehired as freelance Chief Seismic Observer at a better rate than before. This time I also gained financial wisdom by following Robert Kiyosaki's book "Rich Dad, Poor Dad" and Bro. Bo Sanchez teachings in "8 Secrets of the Truely Rich" , we started building money machines - apartments for rent in various places; investments in stocks , bonds etc. Although I know I still have not accomplish my dreams , I can't believe that we can still send our kids to school even without my regular work abroad but with my wife's work of course. Right now, I'm developing my skills in web programming because I'm planning to venture into online business, this time earning at home while having more time with my family is my main goal.
Nowadays, a lot of graduates and undergraduates alike are asking me for advice. What is the best job and where to find them? I would say follow your heart and your passion and the rest will follow. If I will start over again, I will apply for a job at Call centers to develop my communication and people skills being some of the most important skills an individual should develop . Why?Because in any type of business, marketing is the core money machine. Learning this very important skill should be one of my goals and the salary as secondary. It would also be a bonus if their office is stone throw away saving more time , money and effort. The best would be to know the entire BPO business how they're run and manage so that you can setup your own BPO after several years of working for them. I wonder if they have the same "Awesome" culture as Mindvalley in Malaysia where every employee are encourage to grow as an entrepreneur. If you happen to work at a BPO could you please share your experience with us.
One more thing, if it's your first time to apply for a job it's better to get ready for the job interview and written exams. There are lots of helpful tips from job sites like www.jobstreet.com, www.jobsdb.com , and the latest one is www.alison.com. Also you can develop your existing skills or learn new ones like web design, photo editing , animation , Social media advertising which are the in demand skills today and the future to come. Free learning with Certificates are also available at HP's https://e-learning.life-global.org/ mostly for entrepreneurs or those who dream to be the next Bill Gates or Steve Jobs. Remember to dream big and follow your passion with big action for a sure formula to Success.
