How to Get Rid of Rice or Grain Beetles

Do You Have Grain Beetles Hiding in Your Pantry? | The Kitchn:

Two weeks ago, I spent almost two hours and  a lower back pain trying to manually remove all rice weevils from our plastic rice box container by exposing them to daylight and pick them up using paper towels and spaying them separately with insecticide.  I thought I had exterminated them  all  until I found them today multiplied once more in my newly bought rice and in the same plastic rice box. Then I searched Mr. Google and found this very helpful article on their breathing ground and how to avoid them .


These are their suggestions:



1. Avoid open containers for rice , flour , or any food .


2. Get rid of old flour  and or cornstarch box where they normally hide and multiply.


3. Use glass, metal or hard plastic sealed containers for storing grains.


4. Regularly clean your pantry to avoid the insects.


5. Don't buy large amount of grains for storage (buy only what you need for a week or two)


6. Use white vinegar to clean the place where they usually hide.

If you find your rice infested with this insect , are you going to throw everything away ? Do you have similar experience? Please share with us what you did to get rid of the rice weevils.

Easiest way to Invest in Stock Market with BDO EIP

On her twenty-first birthday I want my daughter to start investing in stock market and save for her future. I asked her to personally open an account at BDO Manila (near the place where she stays) because as her father I was told that I can't open one for her because the age limit is 19 .

Why did I choose BDO Easy Investment Program on UITF Equity Fund? It's because the ROI year-to-date interest for this mutual fund is up to 16.04% as of 8th Aug 2014 which is much higher than the 1.5% interest rate you get for money market or time deposit. This is also one of the best mutual funds for the past two years according to research. This UITF invests in blue chip Philippine stocks such as PLDT, BDO, Ayala Land, DMCI, SM, ICT, AGI, PX and SMC. For a small Trust Fee of 1.25% per annum professional BDO fund managers invest for you and free you from the time consuming market analysis. The disadvantage of this is limiting your gains from personal investing in the stock market.

For those of you who have more time ,thirst for risk appetite and want higher gain which depends on your personal skills , you may open an account at www.citiseconline.com (pls see my other blogs about this)

What are the requirements for opening BDO Easy Investment Fund on UITF Equity Fund for students(age 20 and above)?

1. Two valid ID's such as school id , passport or driver's license
2. Two pcs 1x2 photo
3. School Registration Form and Original receipt of Driver's License (If you're not a student, just present any valid IDs)

Hints when filling up the BDO UITF Application Form:

1. Open BDO Peso Equity Fund
2. Choose long term investment with risk appetite(at least 5 years ,the average period when stock market reach maximum gain)
3. Select period of deduction such as monthly
4. Choose minimum deduction such as P1,000 / month (this is the minimum allowed)

When automatic deductions reach P10,000 (in this example ten months) you may go to your branch of account to get your UITF receipt . For those of you who have P10,000 or more investable funds ready, you may widraw this fund and apply for UITF directly at any designated BDO counter. You may claim the UITF certificate after another three (3) more banking days . Keep this UITF certicate in a safe place for fund widrawal later at end of term.

You may also register for online access at www.bdo.com.ph , choose personal banking to do almost all bank transactions online such as view your UITF gains , your fund balance , credit card statements, transfer funds and more.

You also need to register your mobile phone number with them so that they can send the random pin or OTP which you need to use within 5 minutes for online transactions or you may also use personal questions when mobile phone is not available. This made the system secure aside from the username/ password combination.

Lessons to the Younger Generation

Since February 14 ,2014 when I went home from my overseas job as a Seismic Helper  I was formally out of job  but I'm not at all affected or am I? .  I was informed by the agency that my previous employer dissolved my position and the rest of them who have been with the company for at least 5 years are now officially absorbed within the company. Unfortunately I was less than a year with the company and my good appraisal didn't help my application.

Fourteen years back, January 2000 when I formally received a separation letter from my very first Seismic company Geco-Prakla due to business downturn I was made redundant after eleven years with them .Initially, it was hard to accept the fact that this job as Chief Seismic Observer has made me more mature as an individual who can take more responsibilities at work and at home with my growing family. But God has been good to us , I accepted His will and had move on by studying more and developing more IT skills and taking various jobs as Instructor and lastly as an IT officer at a gov't agency. Fast forward to 2004 , a close friend invited me and I was rehired as freelance Chief Seismic Observer at a better rate than before. This time I also gained financial wisdom by following Robert Kiyosaki's book "Rich Dad, Poor Dad" and Bro. Bo Sanchez teachings in "8 Secrets of the Truely Rich" , we started building money machines - apartments for rent in various places; investments in stocks , bonds etc. Although I know I still have not accomplish my dreams , I can't believe that we can still send our kids to school even without my regular work abroad but with my wife's work of course. Right now, I'm developing my skills in web programming because I'm planning to venture into online business, this time earning at home while having more time with my family is my main goal.

Nowadays, a lot of graduates and undergraduates alike are asking me for advice. What is the best job and where to find them? I would say follow your heart and your passion and the rest will follow. If I will start over again, I will apply for a job at Call centers to develop my communication and people skills being some of the most important skills an individual should develop . Why?Because in any type of business, marketing is the core money machine. Learning this very important skill should be one of my goals and the salary as secondary. It would also be a bonus if their office is stone throw away saving more time , money and effort. The best would be to know the entire BPO business how they're run and manage so that you can setup your own BPO after several years of working for them. I wonder if they have the same "Awesome" culture as Mindvalley in Malaysia where every employee are encourage to grow as an entrepreneur. If you happen to work at a BPO could you please share your experience with us.

One more thing, if it's your first time to apply for a job it's better to get ready for the job interview and written exams. There are lots of helpful tips from job sites like www.jobstreet.com, www.jobsdb.com , and the latest one is www.alison.com. Also you can develop your existing skills or learn new ones like web design, photo editing , animation , Social media advertising which are the in demand skills today and the future to come. Free learning with Certificates are also available at HP's https://e-learning.life-global.org/ mostly for entrepreneurs or those who dream to be the next Bill Gates or Steve Jobs. Remember to dream big and follow your passion with big action for a sure formula to Success.

Why buy MPI

Why do I like MPI?

Metro Pacific Investments or MPI is Manny V. Pangilinan's conglomerate investing in infrastructures such as Tollways , MRT/ LRT, Hospitals (Makati Med) , Meralco  etc. When we talk about MVP , I consider him a Guru , a Pinoy version of Warren Buffet one of the richest man and the best investor in the world. When it comes to his contributions , we saw how he acted during the recent Tacloban typhoon Yolanda tragedy being one of the first to be there to help personally. I believe that the Almighty in heaven bless such act of genuine kindness multiple times over.

So much for the man I idolize , when it comes to his company MPI is one of the best . Metro Pacific Investments Corp. (MPI) recently increased its stake in Manila Electric Corporation (MER). In a filing, MPI purchased 56.34 million shares of MER owned by Beacon Electric Asset Holdings, Inc. for PHP 235.00 per share, same as JG Summit (JGS)’s purchase price, for an aggregate amount of PHP 13.25 billion.

According to Angping & Associate analysis : that the transaction is an accretive acquisition (gradually adding value to Earnings Per Share) for MPI as the purchase price presents a 13.8% discount to our Net Asset Value (NAV) estimate and  Target Price for MER of PHP 290.00 per share.  This type of information and more is only available to Premium subscribers of  PinoyInvestor. That's why for beginners  I advise to subscribe now for as low as P399  a month  , be guided on your investments while learning all the technicalities of stock investing and be sure of your growth  as an investor. They will tell you which company stock(s) to buy at what price , when to sell and at what price to sell  making sure that you'll be a winner in this game called stocks investing.